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2026 Mortgage Renewal Masterclass
How to lower your payment, renegotiate your rate, and avoid the biggest renewal mistakes.
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More than 2 million Canadians will renew their mortgage in 2026.
Most will accept their lender’s first offer without realizing they have better options. I want to make sure you’re not one of them.
đź“… Date: January 28, 2026
⏰ Time: 12:30 PM EST
đź’» Location: Zoom (Free Registration)
🎟️ Cost: Free — limited spots
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SEMINAR STRUCTURE
What You'll LearnÂ
I’ve been a mortgage broker for more than 12 years, and renewals are one of the most misunderstood financial moments Canadians face.
Every year, I see people locked into the wrong product, the wrong rate, or the wrong structure simply because they didn’t know what questions to ask.
But 2026 will be different.
My goal is simple:
to give you clarity, confidence, and a strategy that puts you in control of your renewal.
How to decode your renewal letter
What’s real, what’s missing, and what you should push back on.
The three renewal strategies I use with clients
Stay, switch, or restructure — and how to know which one fits your situation.
How to lower your payment
Even if rates don’t drop further, there are ways to optimize your monthly cashflow.
What to say when negotiating your renewal
Yes, you can negotiate — I’ll show you exactly how.
Fixed vs. variable in 2026
A simple framework I use to help clients make the right call for their life, not the headlines.
The biggest renewal mistakes I see every year
And how to avoid them before you sign anything.
Who Should Attend?
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You’re renewing between January 2026 and March 2027.
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You want to understand all your options — not just your lender’s
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You want clarity before making a big financial decision
👋🏼 Hi, I'm Marshall!
I'm a Toronto mortgage broker with nearly 15 years of experience helping people buy their first homes. Over the years, I’ve worked with more than 500 clients, guiding them through over $250 million in mortgages.
But here’s the thing—I don’t see my role as just “getting you a mortgage.” My job is to help you understand the process, protect your money, and give you confidence in one of the biggest decisions of your life.
What makes me different?
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I work with 50+ lenders, not just one bank—so I can find solutions tailored to you.
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I don’t disappear after closing. I monitor your mortgage long-term, so you’re always in the best spot as life and rates change.
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I’ve been through the ups and downs of the Toronto market myself, not just as a broker but as a homeowner and real estate investor.
I know buying your first home feels overwhelming—everyone has an opinion, the news is confusing, and banks don’t make it simple. That’s why I created the Mortgage Renewal MasterClass: a chance to cut through the noise, get real answers, and leave with the confidence to make the right decision around your mortgage renewal.
FAQs
Not at all. Many homeowners join even if their renewal is 6–18 months away. This session will help you understand your options early so you can make confident decisions when the time comes.
No. The Renewal Masterclass is completely free.
No — the focus is purely on education. I’ll walk you through how renewal letters work, how lenders price their offers, and the strategies I use with clients every day. You’ll leave with clarity, not pressure.
Just yourself — and your renewal letter if you have it.
If not, no problem. Everything will still make sense.
Absolutely. Buying a home is often a team decision—feel free to bring whoever’s part of your journey.
Yes. I’ll stay on at the end for a live Q&A where you can ask anything specific to your situation.
Still have a question?
2026 Mortgage Renewal Masterclass
Join me for this live session and get the clarity your renewal letter doesn’t give you.
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2026 Mortgage Renewal Masterclass
Join me for this live session and get the clarity your renewal letter doesn’t give you.
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