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2026 Mortgage Renewal Masterclass
How to lower your payment, renegotiate your rate, and avoid the biggest renewal mistakes.
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More than 2 million Canadians will renew their mortgage in 2026.
Most will accept their lender’s first offer without realizing they have better options. I want to make sure you’re not one of them.
đź“… Date: January 28, 2026
⏰ Time: 12:30 PM EST
đź’» Location: Zoom (Free Registration)
🎟️ Cost: Free — limited spots
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What You'll LearnÂ
I’ve been a mortgage broker for more than 12 years, and renewals are one of the most misunderstood financial moments Canadians face.
Every year, I see people locked into the wrong product, the wrong rate, or the wrong structure simply because they didn’t know what questions to ask.
But 2026 will be different.
My goal is simple:
to give you clarity, confidence, and a strategy that puts you in control of your renewal.
How to decode your renewal letter
What’s real, what’s missing, and what you should push back on.
The three renewal strategies I use with clients
Stay, switch, or restructure — and how to know which one fits your situation.
How to lower your payment
Even if rates don’t drop further, there are ways to optimize your monthly cashflow.
What to say when negotiating your renewal
Yes, you can negotiate — I’ll show you exactly how.
Fixed vs. variable in 2026
A simple framework I use to help clients make the right call for their life, not the headlines.
The biggest renewal mistakes I see every year
And how to avoid them before you sign anything.
Who Should Attend?

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You’re renewing between January 2026 and March 2027.

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You want to understand all your options — not just your lender’s

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You want clarity before making a big financial decision
